Jasna struktura troškova, bez skrivenih naknada.
Otvaranje računa u Nacionalnom programu financijskog pristupa (NPFP) je besplatno. Ne postoje skrivene naknade za otvaranje računa — ulažete samo iznos koji sami odaberete, dok su platforma i njezini alati uključeni.
Gdje se mogu javiti troškovi
Ovo su jedina mjesta gdje novac napušta vaše stanje zbog nečeg drugog osim ulaganja koje ste sami odabrali.
| Item | Charged by | Note |
|---|---|---|
| Account opening | — | Free. |
| Platform access | — | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Kapital je izložen riziku. Ulažite samo iznos koji si možete dopustiti izgubiti.
Što je uključeno
- Besplatno otvaranje računa — bez naknade za registraciju.
- Nema skrivenih troškova na uplate, isplate ili održavanje računa.
- Mogući su samo standardni spreadovi ili troškovi mreže.
- Krenite od minimalnog uloga i rastite prema svojem tempu.
What the numbers look like in practice
A first deposit, step by step
A first deposit is the whole cost picture in one place: the amount you send, the spread you pay when it is converted, and nothing else until you decide to trade. There is no account fee waiting at the end of the month and no charge for leaving the balance where it is.
What happens on the same day
The balance appears once the payment clears, and a specialist walks through the plan before anything is opened. Nothing is placed automatically on your behalf.
Withdrawals and what they cost
Withdrawals return to the payment method the money arrived from, which is a requirement rather than a preference — it is how the account stays yours. Processing is free from our side; the only deduction you may see is the one your own bank or card issuer applies.
Timing you can plan around
Requests made on a working day are reviewed the same day. Card returns usually settle within three to five working days, bank transfers within two.